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West Virginia Medicare Supplement Insurance

Before you become eligible for Medicare, you should consider Medicare Supplements (Medigap). Your choices now can affect your future when you are nearing 65. Choosing the right supplemental insurance to suit your needs, however, can be a complicated process. You can rely on our knowledgeable agents to help you sort through all the options available.

Basic Medicare coverage is available to everyone 65 years and older, but it typically only covers about 64 percent of annual health care costs. In addition to the expenses not covered by Medicare, there are deductibles, copayments, and coinsurance. At THZ Insurance, we can assist you in your #state:t# insurance coverage, which is why many choose Medicare Supplements.

Medicare Supplements Options in West Virginia

Part A and Part B of Medicare were designed to help retirees with their West Virginia health insurance. If you add Medicare Part B, it is advisable to add your supplements within the first six months. You must be accepted for Medigap during this period, also known as "guaranteed issue rights". You cannot be cancelled as long as you pay the premiums. For pre-existing conditions like diabetes, heart disease, or cancer, you can be turned down after 6 months for a supplement policy.

There is a wide variety of plans available through West Virginia Medicare Supplemental Health Insurance and each plan is identified by a single letter. Plans are designed to reduce the cost of deductibles, co-pays, and co-insurance. Most plans cover prescriptions, vision, and dental care. The different plans allow you to choose your own doctors, hospitals and specialists that accept Medicare patients and specialists. Traveling anywhere in the United States and taking your coverage with you is easy.

It's common for Medicare Supplements to vary greatly among carriers depending on age, location, gender, and health. You don't have to sort through this on your own; at Sawyer-Phillips Insurance, we're committed to searching for the most affordable and adequate insurance coverage for all your needs.

Medicare Supplement Companies in , WV

CompanyPlans
AARP - UnitedHealthcare Insurance Company (Level 1)Medigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan K,
Medigap Plan L,
Medigap Plan N
AARP - UnitedHealthcare Insurance Company (Level 1/Household)Medigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan K,
Medigap Plan L,
Medigap Plan N
AARP - UnitedHealthcare Insurance Company (Level 2)Medigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan K,
Medigap Plan L,
Medigap Plan N
AARP - UnitedHealthcare Insurance Company (Level 2/Household)Medigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan K,
Medigap Plan L,
Medigap Plan N
AARP - UnitedHealthcare Insurance Company (Standard)Medigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan K,
Medigap Plan L,
Medigap Plan N
AARP - UnitedHealthcare Insurance Company (Standard/Household)Medigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan K,
Medigap Plan L,
Medigap Plan N
American Continental Insurance Company (Aetna)Medigap Plan A,
Medigap Plan B,
Medigap Plan F,
Medigap Plan F (High),
Medigap Plan G,
Medigap Plan N
American Retirement Life Insurance Company (CIGNA)Medigap Plan A,
Medigap Plan F,
Medigap Plan G,
Medigap Plan N
Bankers Fidelity Assurance Company (Preferred)Medigap Plan A,
Medigap Plan F,
Medigap Plan F (High),
Medigap Plan G,
Medigap Plan N
Humana Insurance CompanyMedigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan F (High),
Medigap Plan G,
Medigap Plan HDG,
Medigap Plan K,
Medigap Plan L,
Medigap Plan N
Manhattan Life Assurance CompanyMedigap Plan A,
Medigap Plan F,
Medigap Plan G,
Medigap Plan N
Medico Corp Insurance CompanyMedigap Plan A,
Medigap Plan F,
Medigap Plan F (High),
Medigap Plan G,
Medigap Plan N
United World Life Insurance CompanyMedigap Plan A,
Medigap Plan F,
Medigap Plan F (High),
Medigap Plan G,
Medigap Plan HDG,
Medigap Plan N
Western United Life Assurance CompanyMedigap Plan A,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan N

Medicare Supplement Plan Benefits in WV

Plan Name Monthly Cost Copays Coinsurance Deductibles Plan Benefits
Medigap Plan A Premiums range from $95-$950 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $1,556 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: No Part A deductible: No Part B deductible: No Part B excess charges: No Foreign travel emergency: No
Medigap Plan B Premiums range from $114-$471 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: No Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No
Medigap Plan C Premiums range from $127-$609 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: Yes Part B excess charges: No Foreign travel emergency: Yes
Medigap Plan D Premiums range from $140-$550 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes
Medigap Plan F Premiums range from $120-$771 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: Yes Part B excess charges: Yes Foreign travel emergency: Yes
Medigap Plan F-high deductible Premiums range from $32-$150 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services after you pay $2,370 deductible. $2,490 total plan deductible. After, you pay: $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: Yes Part B excess charges: Yes Foreign travel emergency: Yes
Medigap Plan G Premiums range from $85-$550 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: Yes Foreign travel emergency: Yes
Medigap Plan G-high deductible Premiums range from $30-$160 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services after you pay $2,370 deductible. $2,490 total plan deductible. After, you pay: $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: Yes Foreign travel emergency: Yes
Medigap Plan K Premiums range from $33-$231 depending on your age, sex, health status, and when you buy. 50% is generally your cost for approved Part B services up to $6,620. Then, you'll pay $0 for the rest of the year. $778(50% of Part A deductible) Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No
Medigap Plan L Premiums range from $69-$387 depending on your age, sex, health status, and when you buy. 25% is generally your cost for approved Part B services up to $3,310. Then, you’ll pay $0 for the rest of the year. $389 (25% of Part A deductible) Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No
Medigap Plan M Premiums range from $86-$455 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $778 (50% of Part A deductible) Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes
Medigap Plan N Premiums range from $81-$549 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services with some $20 and $50 copays. $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes

Areas We Serve in West Virginia

Barboursville Medicare Supplement Beckley Medicare Supplement
Bethlehem Medicare Supplement Blennerhassett Medicare Supplement
Bluefield Medicare Supplement Bluewell Medicare Supplement
Bridgeport Medicare Supplement Brookhaven Medicare Supplement
Buckhannon Medicare Supplement Charleston Medicare Supplement
Charles Town Medicare Supplement Cheat Lake Medicare Supplement
Chester Medicare Supplement Clarksburg Medicare Supplement
Crab Orchard Medicare Supplement Cross Lanes Medicare Supplement
Culloden Medicare Supplement Daniels Medicare Supplement
Dunbar Medicare Supplement Elkins Medicare Supplement
Fairmont Medicare Supplement Fayetteville Medicare Supplement
Follansbee Medicare Supplement Grafton Medicare Supplement
Granville Medicare Supplement Hinton Medicare Supplement
Hooverson Heights Medicare Supplement Huntington Medicare Supplement
Hurricane Medicare Supplement Inwood Medicare Supplement
Kenova Medicare Supplement Keyser Medicare Supplement
Kingwood Medicare Supplement Lewisburg Medicare Supplement
Madison Medicare Supplement Mannington Medicare Supplement
Martinsburg Medicare Supplement Milton Medicare Supplement
Moorefield Medicare Supplement Morgantown Medicare Supplement
Moundsville Medicare Supplement New Martinsville Medicare Supplement
Nitro Medicare Supplement Oak Hill Medicare Supplement
Paden City Medicare Supplement Parkersburg Medicare Supplement
Pea Ridge Medicare Supplement Petersburg Medicare Supplement
Philippi Medicare Supplement Pinch Medicare Supplement
Pleasant Valley Medicare Supplement Point Pleasant Medicare Supplement
Princeton Medicare Supplement Ranson Medicare Supplement
Ravenswood Medicare Supplement Ripley Medicare Supplement
Saint Albans Medicare Supplement Shady Spring Medicare Supplement
Shannondale Medicare Supplement Shinnston Medicare Supplement
Sissonville Medicare Supplement South Charleston Medicare Supplement
Spencer Medicare Supplement Star City Medicare Supplement
Summersville Medicare Supplement Teays Valley Medicare Supplement
Vienna Medicare Supplement Weirton Medicare Supplement
Wellsburg Medicare Supplement Weston Medicare Supplement
Westover Medicare Supplement Wheeling Medicare Supplement
White Sulphur Springs Medicare Supplement Williamson Medicare Supplement
Williamstown Medicare Supplement Winfield Medicare Supplement

About West Virginia

West Virginia is an eastern U.S. state in the tree-covered Appalachian Mountains. The town of Harpers Ferry, where the Shenandoah River meets the Potomac River, is the site of a famous Civil War era raid. Surrounded by a national historical park, the town looks as it did in the 19th century, with many of the buildings open to the public as living-history museums.

WV State Page

West Virginia State Page: Information about different types of services and programs in the city of West Virginia

West Virginia Map

 
 

Things To Do

Things To Do in West Virginia