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New Jersey Medicare Supplement Insurance

Before you become eligible for Medicare, you should consider Medicare Supplements (Medigap). Your choices now can affect your future when you are nearing 65. Choosing the right supplemental insurance to suit your needs, however, can be a complicated process. You can rely on our knowledgeable agents to help you sort through all the options available.

Basic Medicare coverage is available to everyone 65 years and older, but it typically only covers about 64 percent of annual health care costs. In addition to the expenses not covered by Medicare, there are deductibles, copayments, and coinsurance. At THZ Insurance, we can assist you in your #state:t# insurance coverage, which is why many choose Medicare Supplements.

Medicare Supplements Options in New Jersey

Part A and Part B of Medicare were designed to help retirees with their New Jersey health insurance. If you add Medicare Part B, it is advisable to add your supplements within the first six months. You must be accepted for Medigap during this period, also known as "guaranteed issue rights". You cannot be cancelled as long as you pay the premiums. For pre-existing conditions like diabetes, heart disease, or cancer, you can be turned down after 6 months for a supplement policy.

There is a wide variety of plans available through New Jersey Medicare Supplemental Health Insurance and each plan is identified by a single letter. Plans are designed to reduce the cost of deductibles, co-pays, and co-insurance. Most plans cover prescriptions, vision, and dental care. The different plans allow you to choose your own doctors, hospitals and specialists that accept Medicare patients and specialists. Traveling anywhere in the United States and taking your coverage with you is easy.

It's common for Medicare Supplements to vary greatly among carriers depending on age, location, gender, and health. You don't have to sort through this on your own; at Sawyer-Phillips Insurance, we're committed to searching for the most affordable and adequate insurance coverage for all your needs.

216.122.170.39 not allowed

Medicare Supplement Plan Benefits in NJ

Plan Name Monthly Cost Copays Coinsurance Deductibles Plan Benefits
Medigap Plan A Premiums range from $95-$950 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $1,556 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: No Part A deductible: No Part B deductible: No Part B excess charges: No Foreign travel emergency: No
Medigap Plan B Premiums range from $114-$471 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: No Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No
Medigap Plan C Premiums range from $127-$609 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: Yes Part B excess charges: No Foreign travel emergency: Yes
Medigap Plan D Premiums range from $140-$550 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes
Medigap Plan F Premiums range from $120-$771 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: Yes Part B excess charges: Yes Foreign travel emergency: Yes
Medigap Plan F-high deductible Premiums range from $32-$150 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services after you pay $2,370 deductible. $2,490 total plan deductible. After, you pay: $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: Yes Part B excess charges: Yes Foreign travel emergency: Yes
Medigap Plan G Premiums range from $85-$550 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: Yes Foreign travel emergency: Yes
Medigap Plan G-high deductible Premiums range from $30-$160 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services after you pay $2,370 deductible. $2,490 total plan deductible. After, you pay: $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: Yes Foreign travel emergency: Yes
Medigap Plan K Premiums range from $33-$231 depending on your age, sex, health status, and when you buy. 50% is generally your cost for approved Part B services up to $6,620. Then, you'll pay $0 for the rest of the year. $778(50% of Part A deductible) Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No
Medigap Plan L Premiums range from $69-$387 depending on your age, sex, health status, and when you buy. 25% is generally your cost for approved Part B services up to $3,310. Then, you’ll pay $0 for the rest of the year. $389 (25% of Part A deductible) Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No
Medigap Plan M Premiums range from $86-$455 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $778 (50% of Part A deductible) Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes
Medigap Plan N Premiums range from $81-$549 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services with some $20 and $50 copays. $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes

Areas We Serve in New Jersey

Aberdeen Medicare Supplement Absecon Medicare Supplement
Alexandria Medicare Supplement Allendale Medicare Supplement
Asbury Park Medicare Supplement Ashland Medicare Supplement
Atlantic City Medicare Supplement Atlantic Highlands Medicare Supplement
Audubon Medicare Supplement Avenel Medicare Supplement
Barnegat Medicare Supplement Barrington Medicare Supplement
Bayonne Medicare Supplement Beach Haven West Medicare Supplement
Beachwood Medicare Supplement Beattystown Medicare Supplement
Beckett Medicare Supplement Bedminster Medicare Supplement
Belleville Medicare Supplement Bellmawr Medicare Supplement
Belmar Medicare Supplement Belvidere Medicare Supplement
Bergenfield Medicare Supplement Berkeley Medicare Supplement
Berkeley Heights Medicare Supplement Berlin Medicare Supplement
Bernards Medicare Supplement Bernardsville Medicare Supplement
Bethlehem Medicare Supplement Beverly Medicare Supplement
Blackwood Medicare Supplement Bloomfield Medicare Supplement
Bloomingdale Medicare Supplement Bogota Medicare Supplement
Boonton Medicare Supplement Bordentown Medicare Supplement
Bound Brook Medicare Supplement Bradley Beach Medicare Supplement
Bradley Gardens Medicare Supplement Branchburg Medicare Supplement
Brick Medicare Supplement Bridgeton Medicare Supplement
Bridgewater Medicare Supplement Brielle Medicare Supplement
Brigantine Medicare Supplement Brookdale Medicare Supplement
Browns Mills Medicare Supplement Brownville Medicare Supplement
Budd Lake Medicare Supplement Buena Medicare Supplement
Buena Vista Medicare Supplement Burlington Medicare Supplement
Butler Medicare Supplement Byram Medicare Supplement
Caldwell Medicare Supplement Camden Medicare Supplement
Cape May Medicare Supplement Cape May Court House Medicare Supplement
Carlstadt Medicare Supplement Carneys Point Medicare Supplement
Carteret Medicare Supplement Cedar Grove Medicare Supplement
Chatham Medicare Supplement Cherry Hill Medicare Supplement
Chesterfield Medicare Supplement Cinnaminson Medicare Supplement
City Of Orange Medicare Supplement Clark Medicare Supplement
Clayton Medicare Supplement Clearbrook Park Medicare Supplement
Clementon Medicare Supplement Cliffside Park Medicare Supplement
Cliffwood Beach Medicare Supplement Clifton Medicare Supplement
Clinton Medicare Supplement Closter Medicare Supplement
Collingswood Medicare Supplement Colonia Medicare Supplement
Colts Neck Medicare Supplement Commercial Medicare Supplement
Concordia Medicare Supplement Country Lake Estates Medicare Supplement
Cranford Medicare Supplement Cresskill Medicare Supplement
Crestwood Village Medicare Supplement Dayton Medicare Supplement
Deerfield Medicare Supplement Delanco Medicare Supplement
Delaware Medicare Supplement Delran Medicare Supplement
Demarest Medicare Supplement Dennis Medicare Supplement
Denville Medicare Supplement Deptford Medicare Supplement
Dover Medicare Supplement Dumont Medicare Supplement
Dunellen Medicare Supplement Eastampton Medicare Supplement
East Amwell Medicare Supplement East Brunswick Medicare Supplement
East Franklin Medicare Supplement East Freehold Medicare Supplement
East Greenwich Medicare Supplement East Hanover Medicare Supplement
East Newark Medicare Supplement East Orange Medicare Supplement
East Rutherford Medicare Supplement East Windsor Medicare Supplement
Eatontown Medicare Supplement Echelon Medicare Supplement
Edgewater Medicare Supplement Edgewater Park Medicare Supplement
Edison Medicare Supplement Egg Harbor Medicare Supplement
Egg Harbor City Medicare Supplement Elizabeth Medicare Supplement
Elk Medicare Supplement Ellisburg Medicare Supplement
Elmwood Park Medicare Supplement Emerson Medicare Supplement
Englewood Medicare Supplement Englewood Cliffs Medicare Supplement
Evesham Medicare Supplement Ewing Medicare Supplement
Fairfield Medicare Supplement Fair Haven Medicare Supplement
Fair Lawn Medicare Supplement Fairview Medicare Supplement
Fanwood Medicare Supplement Finderne Medicare Supplement
Flemington Medicare Supplement Florence Medicare Supplement
Florham Park Medicare Supplement Fords Medicare Supplement
Forked River Medicare Supplement Fort Dix Medicare Supplement
Fort Lee Medicare Supplement Frankford Medicare Supplement
Franklin Medicare Supplement Franklin Center Medicare Supplement
Franklin Lakes Medicare Supplement Franklin Park Medicare Supplement
Fredon Medicare Supplement Freehold Medicare Supplement
Galloway Medicare Supplement Garfield Medicare Supplement
Garwood Medicare Supplement Gibbstown Medicare Supplement
Glassboro Medicare Supplement Glendora Medicare Supplement
Glen Ridge Medicare Supplement Glen Rock Medicare Supplement
Gloucester Medicare Supplement Gloucester City Medicare Supplement
Golden Triangle Medicare Supplement Green Medicare Supplement
Green Brook Medicare Supplement Green Knoll Medicare Supplement
Greentree Medicare Supplement Greenwich Medicare Supplement
Guttenberg Medicare Supplement Hackensack Medicare Supplement
Hackettstown Medicare Supplement Haddon Medicare Supplement
Haddonfield Medicare Supplement Haddon Heights Medicare Supplement
Hainesport Medicare Supplement Haledon Medicare Supplement
Hamburg Medicare Supplement Hamilton Medicare Supplement
Hamilton Square Medicare Supplement Hammonton Medicare Supplement
Hampton Medicare Supplement Hanover Medicare Supplement
Harding Medicare Supplement Hardyston Medicare Supplement
Harrington Park Medicare Supplement Harrison Medicare Supplement
Hasbrouck Heights Medicare Supplement Haworth Medicare Supplement
Hawthorne Medicare Supplement Hazlet Medicare Supplement
Heathcote Medicare Supplement High Bridge Medicare Supplement
Highland Lakes Medicare Supplement Highland Park Medicare Supplement
Highlands Medicare Supplement Hightstown Medicare Supplement
Hillsborough Medicare Supplement Hillsdale Medicare Supplement
Hillside Medicare Supplement Hoboken Medicare Supplement
Ho Ho Kus Medicare Supplement Holiday City Berkeley Medicare Supplement
Holiday City South Medicare Supplement Holland Medicare Supplement
Holmdel Medicare Supplement Hopatcong Medicare Supplement
Hopewell Medicare Supplement Howell Medicare Supplement
Independence Medicare Supplement Irvington Medicare Supplement
Iselin Medicare Supplement Jackson Medicare Supplement
Jamesburg Medicare Supplement Jefferson Medicare Supplement
Jersey City Medicare Supplement Keansburg Medicare Supplement
Kearny Medicare Supplement Kendall Park Medicare Supplement
Kenilworth Medicare Supplement Kenvil Medicare Supplement
Keyport Medicare Supplement Kingston Estates Medicare Supplement
Kingwood Medicare Supplement Kinnelon Medicare Supplement
Knowlton Medicare Supplement Lacey Medicare Supplement
Lakehurst Medicare Supplement Lake Mohawk Medicare Supplement
Lakewood Medicare Supplement Lambertville Medicare Supplement
Laurel Lake Medicare Supplement Laurence Harbor Medicare Supplement
Lawnside Medicare Supplement Lawrence Medicare Supplement
Lawrenceville Medicare Supplement Leisuretowne Medicare Supplement
Leisure Village Medicare Supplement Leisure Village East Medicare Supplement
Leisure Village West Medicare Supplement Leonia Medicare Supplement
Liberty Medicare Supplement Lincoln Park Medicare Supplement
Lincroft Medicare Supplement Linden Medicare Supplement
Lindenwold Medicare Supplement Linwood Medicare Supplement
Little Egg Harbor Medicare Supplement Little Falls Medicare Supplement
Little Ferry Medicare Supplement Little Silver Medicare Supplement
Livingston Medicare Supplement Lodi Medicare Supplement
Logan Medicare Supplement Long Beach Medicare Supplement
Long Branch Medicare Supplement Long Hill Medicare Supplement
Lopatcong Medicare Supplement Lower Medicare Supplement
Lumberton Medicare Supplement Lyndhurst Medicare Supplement
Madison Medicare Supplement Madison Park Medicare Supplement
Magnolia Medicare Supplement Mahwah Medicare Supplement
Manalapan Medicare Supplement Manasquan Medicare Supplement
Manchester Medicare Supplement Mansfield Medicare Supplement
Mantua Medicare Supplement Manville Medicare Supplement
Maple Shade Medicare Supplement Maplewood Medicare Supplement
Margate City Medicare Supplement Marlboro Medicare Supplement
Marlton Medicare Supplement Martinsville Medicare Supplement
Matawan Medicare Supplement Maurice River Medicare Supplement
Maywood Medicare Supplement Medford Medicare Supplement
Medford Lakes Medicare Supplement Mendham Medicare Supplement
Mercerville Medicare Supplement Merchantville Medicare Supplement
Metuchen Medicare Supplement Middle Medicare Supplement
Middlebush Medicare Supplement Middlesex Medicare Supplement
Middletown Medicare Supplement Midland Park Medicare Supplement
Millburn Medicare Supplement Millstone Medicare Supplement
Milltown Medicare Supplement Millville Medicare Supplement
Mine Hill Medicare Supplement Monmouth Beach Medicare Supplement
Monmouth Junction Medicare Supplement Monroe Medicare Supplement
Montague Medicare Supplement Montclair Medicare Supplement
Montgomery Medicare Supplement Montvale Medicare Supplement
Montville Medicare Supplement Moonachie Medicare Supplement
Moorestown Medicare Supplement Moorestown Lenola Medicare Supplement
Morganville Medicare Supplement Morris Medicare Supplement
Morris Plains Medicare Supplement Morristown Medicare Supplement
Mountain Lakes Medicare Supplement Mountainside Medicare Supplement
Mount Arlington Medicare Supplement Mount Ephraim Medicare Supplement
Mount Holly Medicare Supplement Mount Laurel Medicare Supplement
Mount Olive Medicare Supplement Mullica Medicare Supplement
Mullica Hill Medicare Supplement Mystic Island Medicare Supplement
National Park Medicare Supplement Neptune Medicare Supplement
Neptune City Medicare Supplement Netcong Medicare Supplement
Newark Medicare Supplement New Brunswick Medicare Supplement
New Hanover Medicare Supplement New Milford Medicare Supplement
New Providence Medicare Supplement Newton Medicare Supplement
North Arlington Medicare Supplement North Bergen Medicare Supplement
North Brunswick Medicare Supplement North Caldwell Medicare Supplement
North Cape May Medicare Supplement Northfield Medicare Supplement
North Haledon Medicare Supplement North Hanover Medicare Supplement
North Middletown Medicare Supplement North Plainfield Medicare Supplement
Northvale Medicare Supplement North Wildwood Medicare Supplement
Norwood Medicare Supplement Nutley Medicare Supplement
Oakhurst Medicare Supplement Oakland Medicare Supplement
Oaklyn Medicare Supplement Oak Valley Medicare Supplement
Ocean Medicare Supplement Ocean Acres Medicare Supplement
Ocean City Medicare Supplement Ocean Grove Medicare Supplement
Oceanport Medicare Supplement Old Bridge Medicare Supplement
Old Tappan Medicare Supplement Oradell Medicare Supplement
Orange Medicare Supplement Palisades Park Medicare Supplement
Palmyra Medicare Supplement Panther Valley Medicare Supplement
Paramus Medicare Supplement Park Ridge Medicare Supplement
Parsippany Medicare Supplement Parsippany Troy Hills Medicare Supplement
Passaic Medicare Supplement Paterson Medicare Supplement
Paulsboro Medicare Supplement Peapack And Gladstone Medicare Supplement
Pemberton Heights Medicare Supplement Pennington Medicare Supplement
Pennsauken Medicare Supplement Penns Grove Medicare Supplement
Pennsville Medicare Supplement Pequannock Medicare Supplement
Perth Amboy Medicare Supplement Phillipsburg Medicare Supplement
Pilesgrove Medicare Supplement Pine Hill Medicare Supplement
Pine Lake Park Medicare Supplement Piscataway Medicare Supplement
Pitman Medicare Supplement Pittsgrove Medicare Supplement
Plainfield Medicare Supplement Plainsboro Medicare Supplement
Plainsboro Center Medicare Supplement Pleasantville Medicare Supplement
Plumsted Medicare Supplement Pohatcong Medicare Supplement
Point Pleasant Medicare Supplement Point Pleasant Beach Medicare Supplement
Pomona Medicare Supplement Pompton Lakes Medicare Supplement
Port Monmouth Medicare Supplement Port Reading Medicare Supplement
Princeton Medicare Supplement Princeton Junction Medicare Supplement
Princeton Meadows Medicare Supplement Prospect Park Medicare Supplement
Rahway Medicare Supplement Ramblewood Medicare Supplement
Ramsey Medicare Supplement Ramtown Medicare Supplement
Randolph Medicare Supplement Raritan Medicare Supplement
Readington Medicare Supplement Red Bank Medicare Supplement
Richwood Medicare Supplement Ridgefield Medicare Supplement
Ridgefield Park Medicare Supplement Ridgewood Medicare Supplement
Ringwood Medicare Supplement Rio Grande Medicare Supplement
Riverdale Medicare Supplement River Edge Medicare Supplement
Riverside Medicare Supplement Riverton Medicare Supplement
River Vale Medicare Supplement Robbinsville Medicare Supplement
Robertsville Medicare Supplement Rochelle Park Medicare Supplement
Rockaway Medicare Supplement Roebling Medicare Supplement
Roseland Medicare Supplement Roselle Medicare Supplement
Roselle Park Medicare Supplement Rossmoor Medicare Supplement
Roxbury Medicare Supplement Rumson Medicare Supplement
Runnemede Medicare Supplement Rutherford Medicare Supplement
Saddle Brook Medicare Supplement Saddle River Medicare Supplement
Salem Medicare Supplement Sayreville Medicare Supplement
Scotch Plains Medicare Supplement Seaside Heights Medicare Supplement
Secaucus Medicare Supplement Shamong Medicare Supplement
Shark River Hills Medicare Supplement Short Hills Medicare Supplement
Shrewsbury Medicare Supplement Sicklerville Medicare Supplement
Silver Lake Medicare Supplement Singac Medicare Supplement
Six Mile Run Medicare Supplement Smithville Medicare Supplement
Society Hill Medicare Supplement Somerdale Medicare Supplement
Somerset Medicare Supplement Somers Point Medicare Supplement
Somerville Medicare Supplement South Amboy Medicare Supplement
Southampton Medicare Supplement South Bound Brook Medicare Supplement
South Brunswick Medicare Supplement South Harrison Medicare Supplement
South Orange Medicare Supplement South Orange Village Medicare Supplement
South Plainfield Medicare Supplement South River Medicare Supplement
South Toms River Medicare Supplement Sparta Medicare Supplement
Spotswood Medicare Supplement Springdale Medicare Supplement
Springfield Medicare Supplement Spring Lake Medicare Supplement
Spring Lake Heights Medicare Supplement Stafford Medicare Supplement
Stanhope Medicare Supplement Stillwater Medicare Supplement
Stratford Medicare Supplement Strathmore Medicare Supplement
Succasunna Medicare Supplement Summit Medicare Supplement
Swedesboro Medicare Supplement Tabernacle Medicare Supplement
Teaneck Medicare Supplement Tenafly Medicare Supplement
Tewksbury Medicare Supplement Tinton Falls Medicare Supplement
Toms River Medicare Supplement Totowa Medicare Supplement
Trenton Medicare Supplement Tuckerton Medicare Supplement
Turnersville Medicare Supplement Twin Rivers Medicare Supplement
Union Medicare Supplement Union Beach Medicare Supplement
Union City Medicare Supplement Upper Medicare Supplement
Upper Deerfield Medicare Supplement Upper Freehold Medicare Supplement
Upper Montclair Medicare Supplement Upper Pittsgrove Medicare Supplement
Upper Saddle River Medicare Supplement Ventnor City Medicare Supplement
Vernon Medicare Supplement Verona Medicare Supplement
Villas Medicare Supplement Vineland Medicare Supplement
Voorhees Medicare Supplement Waldwick Medicare Supplement
Wall Medicare Supplement Wallington Medicare Supplement
Wanamassa Medicare Supplement Wanaque Medicare Supplement
Wantage Medicare Supplement Warren Medicare Supplement
Washington Medicare Supplement Watchung Medicare Supplement
Waterford Medicare Supplement Wayne Medicare Supplement
Weehawken Medicare Supplement Westampton Medicare Supplement
West Amwell Medicare Supplement West Caldwell Medicare Supplement
West Deptford Medicare Supplement Westfield Medicare Supplement
West Freehold Medicare Supplement West Long Branch Medicare Supplement
West Milford Medicare Supplement West New York Medicare Supplement
West Orange Medicare Supplement Westville Medicare Supplement
West Windsor Medicare Supplement Westwood Medicare Supplement
Weymouth Medicare Supplement Wharton Medicare Supplement
White Medicare Supplement White Horse Medicare Supplement
White Meadow Lake Medicare Supplement Whittingham Medicare Supplement
Wildwood Medicare Supplement Wildwood Crest Medicare Supplement
Williamstown Medicare Supplement Willingboro Medicare Supplement
Winslow Medicare Supplement Woodbridge Medicare Supplement
Woodbury Medicare Supplement Woodbury Heights Medicare Supplement
Woodcliff Lake Medicare Supplement Woodland Park Medicare Supplement
Woodlynne Medicare Supplement Wood Ridge Medicare Supplement
Woodstown Medicare Supplement Woolwich Medicare Supplement
Wyckoff Medicare Supplement Yardville Medicare Supplement
Yorketown Medicare Supplement

About New Jersey

New Jersey is a northeastern U.S. state with some 130 miles of Atlantic coast. Jersey City, across the Hudson River from Lower Manhattan, is the site of Liberty State Park, where ferries embark for nearby Ellis Island, with its historic Immigration Museum, and the iconic Statue of Liberty. The Jersey Shore includes notable resort towns like historic Asbury Park and Cape May, with its preserved Victorian buildings.

NJ State Page

New Jersey State Page: Information about different types of services and programs in the city of New Jersey

New Jersey Map

 
 

Things To Do

Things To Do in New Jersey