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Montana Medicare Supplement Insurance

Before you become eligible for Medicare, you should consider Medicare Supplements (Medigap). Your choices now can affect your future when you are nearing 65. Choosing the right supplemental insurance to suit your needs, however, can be a complicated process. You can rely on our knowledgeable agents to help you sort through all the options available.

Basic Medicare coverage is available to everyone 65 years and older, but it typically only covers about 64 percent of annual health care costs. In addition to the expenses not covered by Medicare, there are deductibles, copayments, and coinsurance. At THZ Insurance, we can assist you in your #state:t# insurance coverage, which is why many choose Medicare Supplements.

Medicare Supplements Options in Montana

Part A and Part B of Medicare were designed to help retirees with their Montana health insurance. If you add Medicare Part B, it is advisable to add your supplements within the first six months. You must be accepted for Medigap during this period, also known as "guaranteed issue rights". You cannot be cancelled as long as you pay the premiums. For pre-existing conditions like diabetes, heart disease, or cancer, you can be turned down after 6 months for a supplement policy.

There is a wide variety of plans available through Montana Medicare Supplemental Health Insurance and each plan is identified by a single letter. Plans are designed to reduce the cost of deductibles, co-pays, and co-insurance. Most plans cover prescriptions, vision, and dental care. The different plans allow you to choose your own doctors, hospitals and specialists that accept Medicare patients and specialists. Traveling anywhere in the United States and taking your coverage with you is easy.

It's common for Medicare Supplements to vary greatly among carriers depending on age, location, gender, and health. You don't have to sort through this on your own; at Sawyer-Phillips Insurance, we're committed to searching for the most affordable and adequate insurance coverage for all your needs.

Medicare Supplement Companies in , MT

CompanyPlans
AARP - UnitedHealthcare Insurance Company (Level 1)Medigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan K,
Medigap Plan L,
Medigap Plan N
AARP - UnitedHealthcare Insurance Company (Level 2)Medigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan K,
Medigap Plan L,
Medigap Plan N
AARP - UnitedHealthcare Insurance Company (Standard)Medigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan K,
Medigap Plan L,
Medigap Plan N
American Retirement Life Insurance Company (CIGNA)Medigap Plan A,
Medigap Plan F,
Medigap Plan G,
Medigap Plan N
Bankers Fidelity Life Insurance Company (Preferred)Medigap Plan A,
Medigap Plan F,
Medigap Plan F (High),
Medigap Plan G,
Medigap Plan K
GPM Health and Life Insurance CompanyMedigap Plan A,
Medigap Plan F,
Medigap Plan G,
Medigap Plan N
Humana Insurance CompanyMedigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan F (High),
Medigap Plan G,
Medigap Plan HDG,
Medigap Plan K,
Medigap Plan L,
Medigap Plan N
Humana Insurance Company (Value)Medigap Plan A,
Medigap Plan F,
Medigap Plan F (High),
Medigap Plan G,
Medigap Plan HDG,
Medigap Plan K,
Medigap Plan N
Mutual of Omaha Insurance CompanyMedigap Plan A,
Medigap Plan C,
Medigap Plan G,
Medigap Plan HDG,
Medigap Plan N
United of Omaha Life InsuranceMedigap Plan A,
Medigap Plan F,
Medigap Plan F (High),
Medigap Plan G,
Medigap Plan N
Western United Life Assurance CompanyMedigap Plan A,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan N

Medicare Supplement Plan Benefits in MT

Plan Name Monthly Cost Copays Coinsurance Deductibles Plan Benefits
Medigap Plan A Premiums range from $95-$950 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $1,556 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: No Part A deductible: No Part B deductible: No Part B excess charges: No Foreign travel emergency: No
Medigap Plan B Premiums range from $114-$471 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: No Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No
Medigap Plan C Premiums range from $127-$609 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: Yes Part B excess charges: No Foreign travel emergency: Yes
Medigap Plan D Premiums range from $140-$550 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes
Medigap Plan F Premiums range from $120-$771 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: Yes Part B excess charges: Yes Foreign travel emergency: Yes
Medigap Plan F-high deductible Premiums range from $32-$150 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services after you pay $2,370 deductible. $2,490 total plan deductible. After, you pay: $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: Yes Part B excess charges: Yes Foreign travel emergency: Yes
Medigap Plan G Premiums range from $85-$550 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: Yes Foreign travel emergency: Yes
Medigap Plan G-high deductible Premiums range from $30-$160 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services after you pay $2,370 deductible. $2,490 total plan deductible. After, you pay: $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: Yes Foreign travel emergency: Yes
Medigap Plan K Premiums range from $33-$231 depending on your age, sex, health status, and when you buy. 50% is generally your cost for approved Part B services up to $6,620. Then, you'll pay $0 for the rest of the year. $778(50% of Part A deductible) Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No
Medigap Plan L Premiums range from $69-$387 depending on your age, sex, health status, and when you buy. 25% is generally your cost for approved Part B services up to $3,310. Then, you’ll pay $0 for the rest of the year. $389 (25% of Part A deductible) Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No
Medigap Plan M Premiums range from $86-$455 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $778 (50% of Part A deductible) Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes
Medigap Plan N Premiums range from $81-$549 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services with some $20 and $50 copays. $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes

Areas We Serve in Montana

Anaconda Medicare Supplement Belgrade Medicare Supplement
Bigfork Medicare Supplement Big Sky Medicare Supplement
Billings Medicare Supplement Bozeman Medicare Supplement
Butte Medicare Supplement Colstrip Medicare Supplement
Columbia Falls Medicare Supplement Columbus Medicare Supplement
Conrad Medicare Supplement Crow Agency Medicare Supplement
Cut Bank Medicare Supplement Deer Lodge Medicare Supplement
Dillon Medicare Supplement East Helena Medicare Supplement
East Missoula Medicare Supplement Evergreen Medicare Supplement
Four Corners Medicare Supplement Glasgow Medicare Supplement
Glendive Medicare Supplement Great Falls Medicare Supplement
Hamilton Medicare Supplement Hardin Medicare Supplement
Havre Medicare Supplement Helena Medicare Supplement
Helena Valley Northeast Medicare Supplement Helena Valley Northwest Medicare Supplement
Helena Valley Southeast Medicare Supplement Helena Valley West Central Medicare Supplement
Kalispell Medicare Supplement Lakeside Medicare Supplement
Lame Deer Medicare Supplement Laurel Medicare Supplement
Lewistown Medicare Supplement Libby Medicare Supplement
Livingston Medicare Supplement Lockwood Medicare Supplement
Lolo Medicare Supplement Miles City Medicare Supplement
Missoula Medicare Supplement Montana City Medicare Supplement
North Browning Medicare Supplement Orchard Homes Medicare Supplement
Pablo Medicare Supplement Polson Medicare Supplement
Red Lodge Medicare Supplement Ronan Medicare Supplement
Shelby Medicare Supplement Sidney Medicare Supplement
Warm Springs Medicare Supplement Whitefish Medicare Supplement
Wolf Point Medicare Supplement

About Montana

Montana is a western state defined by its diverse terrain ranging from the Rocky Mountains to the Great Plains. Its wide-open spaces include Glacier National Park, a vast wilderness preserve that passes into Canada. The park s many snow-capped peaks, lakes and alpine hiking trails are showcased along its famed Going-to-the-Sun Road, stretching 50 miles.

MT State Page

Montana State Page: Information about different types of services and programs in the city of Montana

Montana Map

 
 

Things To Do

Things To Do in Montana