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Kentucky Medicare Supplement Insurance

Before you become eligible for Medicare, you should consider Medicare Supplements (Medigap). Your choices now can affect your future when you are nearing 65. Choosing the right supplemental insurance to suit your needs, however, can be a complicated process. You can rely on our knowledgeable agents to help you sort through all the options available.

Basic Medicare coverage is available to everyone 65 years and older, but it typically only covers about 64 percent of annual health care costs. In addition to the expenses not covered by Medicare, there are deductibles, copayments, and coinsurance. At THZ Insurance, we can assist you in your #state:t# insurance coverage, which is why many choose Medicare Supplements.

Medicare Supplements Options in Kentucky

Part A and Part B of Medicare were designed to help retirees with their Kentucky health insurance. If you add Medicare Part B, it is advisable to add your supplements within the first six months. You must be accepted for Medigap during this period, also known as "guaranteed issue rights". You cannot be cancelled as long as you pay the premiums. For pre-existing conditions like diabetes, heart disease, or cancer, you can be turned down after 6 months for a supplement policy.

There is a wide variety of plans available through Kentucky Medicare Supplemental Health Insurance and each plan is identified by a single letter. Plans are designed to reduce the cost of deductibles, co-pays, and co-insurance. Most plans cover prescriptions, vision, and dental care. The different plans allow you to choose your own doctors, hospitals and specialists that accept Medicare patients and specialists. Traveling anywhere in the United States and taking your coverage with you is easy.

It's common for Medicare Supplements to vary greatly among carriers depending on age, location, gender, and health. You don't have to sort through this on your own; at Sawyer-Phillips Insurance, we're committed to searching for the most affordable and adequate insurance coverage for all your needs.

Medicare Supplement Companies in , KY

CompanyPlans
AARP - UnitedHealthcare Insurance Company (Level 1)Medigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan K,
Medigap Plan L,
Medigap Plan N
AARP - UnitedHealthcare Insurance Company (Level 2)Medigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan K,
Medigap Plan L,
Medigap Plan N
AARP - UnitedHealthcare Insurance Company (Standard)Medigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan K,
Medigap Plan L,
Medigap Plan N
Aetna Health and Life Insurance CompanyMedigap Plan A,
Medigap Plan B,
Medigap Plan F,
Medigap Plan F (High),
Medigap Plan G,
Medigap Plan N
American Retirement Life Insurance Company (CIGNA)Medigap Plan A,
Medigap Plan F,
Medigap Plan G,
Medigap Plan N
Bankers Fidelity Assurance Company (Preferred)Medigap Plan A,
Medigap Plan F,
Medigap Plan F (High),
Medigap Plan G,
Medigap Plan N
Cigna Health & Life Insurance CompanyMedigap Plan A,
Medigap Plan F,
Medigap Plan F (High),
Medigap Plan G,
Medigap Plan N
GPM Health and Life Insurance CompanyMedigap Plan A,
Medigap Plan F,
Medigap Plan G,
Medigap Plan N
Humana Insurance Company (Achieve)Medigap Plan A,
Medigap Plan F,
Medigap Plan G,
Medigap Plan HDG,
Medigap Plan N
Humana Insurance Company of KentuckyMedigap Plan A,
Medigap Plan F,
Medigap Plan F (High),
Medigap Plan G,
Medigap Plan HDG,
Medigap Plan N
Manhattan Life Assurance CompanyMedigap Plan A,
Medigap Plan F,
Medigap Plan G,
Medigap Plan N
Medico Life and Health Insurance Company (Household)Medigap Plan A,
Medigap Plan F,
Medigap Plan F (High),
Medigap Plan G,
Medigap Plan N
Medico Life and Health Insurance Company (Single)Medigap Plan A,
Medigap Plan F,
Medigap Plan F (High),
Medigap Plan G,
Medigap Plan N
United World Life Insurance CompanyMedigap Plan A,
Medigap Plan F,
Medigap Plan F (High),
Medigap Plan G,
Medigap Plan HDG,
Medigap Plan N
Western United Life Assurance CompanyMedigap Plan A,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan N

Medicare Supplement Plan Benefits in KY

Plan Name Monthly Cost Copays Coinsurance Deductibles Plan Benefits
Medigap Plan A Premiums range from $95-$950 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $1,556 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: No Part A deductible: No Part B deductible: No Part B excess charges: No Foreign travel emergency: No
Medigap Plan B Premiums range from $114-$471 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: No Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No
Medigap Plan C Premiums range from $127-$609 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: Yes Part B excess charges: No Foreign travel emergency: Yes
Medigap Plan D Premiums range from $140-$550 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes
Medigap Plan F Premiums range from $120-$771 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: Yes Part B excess charges: Yes Foreign travel emergency: Yes
Medigap Plan F-high deductible Premiums range from $32-$150 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services after you pay $2,370 deductible. $2,490 total plan deductible. After, you pay: $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: Yes Part B excess charges: Yes Foreign travel emergency: Yes
Medigap Plan G Premiums range from $85-$550 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: Yes Foreign travel emergency: Yes
Medigap Plan G-high deductible Premiums range from $30-$160 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services after you pay $2,370 deductible. $2,490 total plan deductible. After, you pay: $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: Yes Foreign travel emergency: Yes
Medigap Plan K Premiums range from $33-$231 depending on your age, sex, health status, and when you buy. 50% is generally your cost for approved Part B services up to $6,620. Then, you'll pay $0 for the rest of the year. $778(50% of Part A deductible) Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No
Medigap Plan L Premiums range from $69-$387 depending on your age, sex, health status, and when you buy. 25% is generally your cost for approved Part B services up to $3,310. Then, you’ll pay $0 for the rest of the year. $389 (25% of Part A deductible) Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No
Medigap Plan M Premiums range from $86-$455 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $778 (50% of Part A deductible) Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes
Medigap Plan N Premiums range from $81-$549 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services with some $20 and $50 copays. $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes

Areas We Serve in Kentucky

Albany Medicare Supplement Alexandria Medicare Supplement
Anchorage Medicare Supplement Ashland Medicare Supplement
Barbourville Medicare Supplement Bardstown Medicare Supplement
Beaver Dam Medicare Supplement Bellevue Medicare Supplement
Benton Medicare Supplement Berea Medicare Supplement
Bowling Green Medicare Supplement Brandenburg Medicare Supplement
Breckinridge Center Medicare Supplement Brooks Medicare Supplement
Buckner Medicare Supplement Burlington Medicare Supplement
Cadiz Medicare Supplement Calvert City Medicare Supplement
Campbellsville Medicare Supplement Carrollton Medicare Supplement
Cave City Medicare Supplement Central City Medicare Supplement
Claryville Medicare Supplement Cold Spring Medicare Supplement
Columbia Medicare Supplement Corbin Medicare Supplement
Covington Medicare Supplement Crescent Springs Medicare Supplement
Crestview Hills Medicare Supplement Crestwood Medicare Supplement
Crittenden Medicare Supplement Cumberland Medicare Supplement
Cynthiana Medicare Supplement Danville Medicare Supplement
Dawson Springs Medicare Supplement Dayton Medicare Supplement
Douglass Hills Medicare Supplement Dry Ridge Medicare Supplement
Eddyville Medicare Supplement Edgewood Medicare Supplement
Elizabethtown Medicare Supplement Elkton Medicare Supplement
Elsmere Medicare Supplement Eminence Medicare Supplement
Erlanger Medicare Supplement Falmouth Medicare Supplement
Farley Medicare Supplement Fern Creek Medicare Supplement
Flatwoods Medicare Supplement Flemingsburg Medicare Supplement
Florence Medicare Supplement Fort Campbell North Medicare Supplement
Fort Knox Medicare Supplement Fort Mitchell Medicare Supplement
Fort Thomas Medicare Supplement Fort Wright Medicare Supplement
Francisville Medicare Supplement Frankfort Medicare Supplement
Franklin Medicare Supplement Fulton Medicare Supplement
Georgetown Medicare Supplement Glasgow Medicare Supplement
Graymoor Devondale Medicare Supplement Grayson Medicare Supplement
Greensburg Medicare Supplement Greenville Medicare Supplement
Hardinsburg Medicare Supplement Harrodsburg Medicare Supplement
Hartford Medicare Supplement Hazard Medicare Supplement
Hebron Medicare Supplement Henderson Medicare Supplement
Hendron Medicare Supplement Hickman Medicare Supplement
Highland Heights Medicare Supplement Highview Medicare Supplement
Hillview Medicare Supplement Hodgenville Medicare Supplement
Hopkinsville Medicare Supplement Horse Cave Medicare Supplement
Hurstbourne Medicare Supplement Independence Medicare Supplement
Indian Hills Medicare Supplement Irvine Medicare Supplement
Jackson Medicare Supplement Jeffersontown Medicare Supplement
Jenkins Medicare Supplement Junction City Medicare Supplement
Knottsville Medicare Supplement La Grange Medicare Supplement
Lakeside Park Medicare Supplement Lancaster Medicare Supplement
Lawrenceburg Medicare Supplement Lebanon Medicare Supplement
Leitchfield Medicare Supplement Lexington Medicare Supplement
Lexington Fayette Medicare Supplement Liberty Medicare Supplement
London Medicare Supplement Louisa Medicare Supplement
Louisville Medicare Supplement Ludlow Medicare Supplement
Lyndon Medicare Supplement Madisonville Medicare Supplement
Marion Medicare Supplement Massac Medicare Supplement
Mayfield Medicare Supplement Maysville Medicare Supplement
Meads Medicare Supplement Middlesboro Medicare Supplement
Middlesborough Medicare Supplement Middletown Medicare Supplement
Monticello Medicare Supplement Morehead Medicare Supplement
Morganfield Medicare Supplement Morgantown Medicare Supplement
Mount Sterling Medicare Supplement Mount Vernon Medicare Supplement
Mount Washington Medicare Supplement Murray Medicare Supplement
Newburg Medicare Supplement Newport Medicare Supplement
Nicholasville Medicare Supplement Oakbrook Medicare Supplement
Oak Grove Medicare Supplement Okolona Medicare Supplement
Owensboro Medicare Supplement Paducah Medicare Supplement
Paintsville Medicare Supplement Paris Medicare Supplement
Park Hills Medicare Supplement Pikeville Medicare Supplement
Pioneer Village Medicare Supplement Pleasure Ridge Park Medicare Supplement
Prestonsburg Medicare Supplement Princeton Medicare Supplement
Prospect Medicare Supplement Providence Medicare Supplement
Raceland Medicare Supplement Radcliff Medicare Supplement
Reidland Medicare Supplement Richmond Medicare Supplement
Rineyville Medicare Supplement Russell Medicare Supplement
Russell Springs Medicare Supplement Russellville Medicare Supplement
Saint Matthews Medicare Supplement Scottsville Medicare Supplement
Shelbyville Medicare Supplement Shepherdsville Medicare Supplement
Shively Medicare Supplement Simpsonville Medicare Supplement
Somerset Medicare Supplement Southgate Medicare Supplement
Springfield Medicare Supplement Stanford Medicare Supplement
Stanton Medicare Supplement Taylor Mill Medicare Supplement
Tompkinsville Medicare Supplement Union Medicare Supplement
Valley Station Medicare Supplement Versailles Medicare Supplement
Villa Hills Medicare Supplement Vine Grove Medicare Supplement
Walton Medicare Supplement West Liberty Medicare Supplement
Westwood Medicare Supplement Wilder Medicare Supplement
Williamsburg Medicare Supplement Williamstown Medicare Supplement
Wilmore Medicare Supplement Winchester Medicare Supplement
Windy Hills Medicare Supplement

About Kentucky

Kentucky is a southeastern state bounded by the Ohio River in the north and the Appalachian Mountains in the east, with Frankfort the state capital. The state's largest city, Louisville, is home to the Kentucky Derby, the renowned horse race held at Churchill Downs on the first Saturday in May. The race is preceded by a 2-week festival and celebrated in the Kentucky Derby Museum year-round.

KY State Page

Kentucky State Page: Information about different types of services and programs in the city of Kentucky

Kentucky Map

 
 

Things To Do

Things To Do in Kentucky