Clicky

Delaware Medicare Supplement Insurance

Before you become eligible for Medicare, you should consider Medicare Supplements (Medigap). Your choices now can affect your future when you are nearing 65. Choosing the right supplemental insurance to suit your needs, however, can be a complicated process. You can rely on our knowledgeable agents to help you sort through all the options available.

Basic Medicare coverage is available to everyone 65 years and older, but it typically only covers about 64 percent of annual health care costs. In addition to the expenses not covered by Medicare, there are deductibles, copayments, and coinsurance. At THZ Insurance, we can assist you in your #state:t# insurance coverage, which is why many choose Medicare Supplements.

Medicare Supplements Options in Delaware

Part A and Part B of Medicare were designed to help retirees with their Delaware health insurance. If you add Medicare Part B, it is advisable to add your supplements within the first six months. You must be accepted for Medigap during this period, also known as "guaranteed issue rights". You cannot be cancelled as long as you pay the premiums. For pre-existing conditions like diabetes, heart disease, or cancer, you can be turned down after 6 months for a supplement policy.

There is a wide variety of plans available through Delaware Medicare Supplemental Health Insurance and each plan is identified by a single letter. Plans are designed to reduce the cost of deductibles, co-pays, and co-insurance. Most plans cover prescriptions, vision, and dental care. The different plans allow you to choose your own doctors, hospitals and specialists that accept Medicare patients and specialists. Traveling anywhere in the United States and taking your coverage with you is easy.

It's common for Medicare Supplements to vary greatly among carriers depending on age, location, gender, and health. You don't have to sort through this on your own; at Sawyer-Phillips Insurance, we're committed to searching for the most affordable and adequate insurance coverage for all your needs.

Medicare Supplement Companies in , DE

CompanyPlans
AARP - UnitedHealthcare Insurance Company (Level 1)Medigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan K,
Medigap Plan L,
Medigap Plan N
AARP - UnitedHealthcare Insurance Company (Level 1/Household)Medigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan K,
Medigap Plan L,
Medigap Plan N
AARP - UnitedHealthcare Insurance Company (Level 2)Medigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan K,
Medigap Plan L,
Medigap Plan N
AARP - UnitedHealthcare Insurance Company (Level 2/Household)Medigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan K,
Medigap Plan L,
Medigap Plan N
AARP - UnitedHealthcare Insurance Company (Standard)Medigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan K,
Medigap Plan L,
Medigap Plan N
AARP - UnitedHealthcare Insurance Company (Standard/Household)Medigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan K,
Medigap Plan L,
Medigap Plan N
Accendo Insurance CompanyMedigap Plan A,
Medigap Plan F,
Medigap Plan G,
Medigap Plan N
Aetna Health Insurance CompanyMedigap Plan A,
Medigap Plan B,
Medigap Plan F,
Medigap Plan G,
Medigap Plan HDG,
Medigap Plan N
American Retirement Life Insurance Company (CIGNA)Medigap Plan A,
Medigap Plan F,
Medigap Plan G,
Medigap Plan N
Bankers Fidelity Life Insurance Company (Preferred)Medigap Plan A,
Medigap Plan F,
Medigap Plan F (High),
Medigap Plan G,
Medigap Plan K
Humana Insurance CompanyMedigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan F (High),
Medigap Plan G,
Medigap Plan HDG,
Medigap Plan K,
Medigap Plan L
Humana Insurance Company (Value)Medigap Plan A,
Medigap Plan F,
Medigap Plan F (High),
Medigap Plan G,
Medigap Plan HDG,
Medigap Plan K,
Medigap Plan N
Omaha Insurance CompanyMedigap Plan A,
Medigap Plan F,
Medigap Plan F (High),
Medigap Plan G,
Medigap Plan HDG,
Medigap Plan N

Medicare Supplement Plan Benefits in DE

Plan Name Monthly Cost Copays Coinsurance Deductibles Plan Benefits
Medigap Plan A Premiums range from $95-$950 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $1,556 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: No Part A deductible: No Part B deductible: No Part B excess charges: No Foreign travel emergency: No
Medigap Plan B Premiums range from $114-$471 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: No Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No
Medigap Plan C Premiums range from $127-$609 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: Yes Part B excess charges: No Foreign travel emergency: Yes
Medigap Plan D Premiums range from $140-$550 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes
Medigap Plan F Premiums range from $120-$771 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: Yes Part B excess charges: Yes Foreign travel emergency: Yes
Medigap Plan F-high deductible Premiums range from $32-$150 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services after you pay $2,370 deductible. $2,490 total plan deductible. After, you pay: $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: Yes Part B excess charges: Yes Foreign travel emergency: Yes
Medigap Plan G Premiums range from $85-$550 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: Yes Foreign travel emergency: Yes
Medigap Plan G-high deductible Premiums range from $30-$160 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services after you pay $2,370 deductible. $2,490 total plan deductible. After, you pay: $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: Yes Foreign travel emergency: Yes
Medigap Plan K Premiums range from $33-$231 depending on your age, sex, health status, and when you buy. 50% is generally your cost for approved Part B services up to $6,620. Then, you'll pay $0 for the rest of the year. $778(50% of Part A deductible) Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No
Medigap Plan L Premiums range from $69-$387 depending on your age, sex, health status, and when you buy. 25% is generally your cost for approved Part B services up to $3,310. Then, you’ll pay $0 for the rest of the year. $389 (25% of Part A deductible) Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No
Medigap Plan M Premiums range from $86-$455 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $778 (50% of Part A deductible) Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes
Medigap Plan N Premiums range from $81-$549 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services with some $20 and $50 copays. $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes

Areas We Serve in Delaware

Bear Medicare Supplement Bridgeville Medicare Supplement
Brookside Medicare Supplement Camden Medicare Supplement
Claymont Medicare Supplement Clayton Medicare Supplement
Dover Medicare Supplement Dover Base Housing Medicare Supplement
Edgemoor Medicare Supplement Elsmere Medicare Supplement
Georgetown Medicare Supplement Glasgow Medicare Supplement
Greenville Medicare Supplement Harrington Medicare Supplement
Highland Acres Medicare Supplement Hockessin Medicare Supplement
Kent Acres Medicare Supplement Laurel Medicare Supplement
Lewes Medicare Supplement Long Neck Medicare Supplement
Middletown Medicare Supplement Milford Medicare Supplement
Millsboro Medicare Supplement Milton Medicare Supplement
Newark Medicare Supplement New Castle Medicare Supplement
North Star Medicare Supplement Ocean View Medicare Supplement
Pike Creek Medicare Supplement Pike Creek Valley Medicare Supplement
Rising Sun Lebanon Medicare Supplement Riverview Medicare Supplement
Seaford Medicare Supplement Selbyville Medicare Supplement
Smyrna Medicare Supplement Townsend Medicare Supplement
Wilmington Medicare Supplement Wilmington Manor Medicare Supplement
Woodside East Medicare Supplement

About Delaware

Delaware, a small Mid-Atlantic U.S. state, sits on a peninsula marked by dune-backed beaches bordering the Atlantic Ocean, Delaware River and Delaware Bay. In Dover, the capital, First State Heritage Park encompasses 18th-century Colonial landmarks like the Georgian-style Old State House. The city of Wilmington is known for the Riverfront, a waterside district of parks, boutiques and restaurants.

DE State Page

Delaware State Page: Information about different types of services and programs in the city of Delaware

Delaware Map

 
 

Things To Do

Things To Do in Delaware