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Alabama Medicare Supplement Insurance

Before you become eligible for Medicare, you should consider Medicare Supplements (Medigap). Your choices now can affect your future when you are nearing 65. Choosing the right supplemental insurance to suit your needs, however, can be a complicated process. You can rely on our knowledgeable agents to help you sort through all the options available.

Basic Medicare coverage is available to everyone 65 years and older, but it typically only covers about 64 percent of annual health care costs. In addition to the expenses not covered by Medicare, there are deductibles, copayments, and coinsurance. At THZ Insurance, we can assist you in your #state:t# insurance coverage, which is why many choose Medicare Supplements.

Medicare Supplements Options in Alabama

Part A and Part B of Medicare were designed to help retirees with their Alabama health insurance. If you add Medicare Part B, it is advisable to add your supplements within the first six months. You must be accepted for Medigap during this period, also known as "guaranteed issue rights". You cannot be cancelled as long as you pay the premiums. For pre-existing conditions like diabetes, heart disease, or cancer, you can be turned down after 6 months for a supplement policy.

There is a wide variety of plans available through Alabama Medicare Supplemental Health Insurance and each plan is identified by a single letter. Plans are designed to reduce the cost of deductibles, co-pays, and co-insurance. Most plans cover prescriptions, vision, and dental care. The different plans allow you to choose your own doctors, hospitals and specialists that accept Medicare patients and specialists. Traveling anywhere in the United States and taking your coverage with you is easy.

It's common for Medicare Supplements to vary greatly among carriers depending on age, location, gender, and health. You don't have to sort through this on your own; at Sawyer-Phillips Insurance, we're committed to searching for the most affordable and adequate insurance coverage for all your needs.

Medicare Supplement Companies in , AL

CompanyPlans
AARP - UnitedHealthcare Insurance Company (Level 1)Medigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan K,
Medigap Plan L,
Medigap Plan N
AARP - UnitedHealthcare Insurance Company (Level 1/Household)Medigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan K,
Medigap Plan L,
Medigap Plan N
AARP - UnitedHealthcare Insurance Company (Level 2)Medigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan K,
Medigap Plan L,
Medigap Plan N
AARP - UnitedHealthcare Insurance Company (Level 2/Household)Medigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan K,
Medigap Plan L,
Medigap Plan N
AARP - UnitedHealthcare Insurance Company (Standard)Medigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan K,
Medigap Plan L,
Medigap Plan N
AARP - UnitedHealthcare Insurance Company (Standard/Household)Medigap Plan A,
Medigap Plan B,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan K,
Medigap Plan L,
Medigap Plan N
American Retirement Life Insurance Company (CIGNA)Medigap Plan A,
Medigap Plan F,
Medigap Plan G,
Medigap Plan N
Bankers Fidelity Assurance Company (Preferred)Medigap Plan A,
Medigap Plan F,
Medigap Plan G,
Medigap Plan HDG,
Medigap Plan K,
Medigap Plan N
Cigna Health & Life Insurance CompanyMedigap Plan A,
Medigap Plan F,
Medigap Plan F (High),
Medigap Plan G,
Medigap Plan N
Humana Insurance CompanyMedigap Plan A,
Medigap Plan F,
Medigap Plan F (High),
Medigap Plan G,
Medigap Plan HDG,
Medigap Plan N
Manhattan Life Assurance CompanyMedigap Plan A,
Medigap Plan F,
Medigap Plan G,
Medigap Plan N
Omaha Insurance CompanyMedigap Plan A,
Medigap Plan F,
Medigap Plan G,
Medigap Plan HDG,
Medigap Plan N
Western United Life Assurance CompanyMedigap Plan A,
Medigap Plan C,
Medigap Plan F,
Medigap Plan G,
Medigap Plan N

Medicare Supplement Plan Benefits in AL

Plan Name Monthly Cost Copays Coinsurance Deductibles Plan Benefits
Medigap Plan A Premiums range from $95-$950 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $1,556 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: No Part A deductible: No Part B deductible: No Part B excess charges: No Foreign travel emergency: No
Medigap Plan B Premiums range from $114-$471 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: No Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No
Medigap Plan C Premiums range from $127-$609 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: Yes Part B excess charges: No Foreign travel emergency: Yes
Medigap Plan D Premiums range from $140-$550 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes
Medigap Plan F Premiums range from $120-$771 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: Yes Part B excess charges: Yes Foreign travel emergency: Yes
Medigap Plan F-high deductible Premiums range from $32-$150 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services after you pay $2,370 deductible. $2,490 total plan deductible. After, you pay: $0 Hospital (Part A) deductible, $0 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: Yes Part B excess charges: Yes Foreign travel emergency: Yes
Medigap Plan G Premiums range from $85-$550 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: Yes Foreign travel emergency: Yes
Medigap Plan G-high deductible Premiums range from $30-$160 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services after you pay $2,370 deductible. $2,490 total plan deductible. After, you pay: $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: Yes Foreign travel emergency: Yes
Medigap Plan K Premiums range from $33-$231 depending on your age, sex, health status, and when you buy. 50% is generally your cost for approved Part B services up to $6,620. Then, you'll pay $0 for the rest of the year. $778(50% of Part A deductible) Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No
Medigap Plan L Premiums range from $69-$387 depending on your age, sex, health status, and when you buy. 25% is generally your cost for approved Part B services up to $3,310. Then, you’ll pay $0 for the rest of the year. $389 (25% of Part A deductible) Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: No
Medigap Plan M Premiums range from $86-$455 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $778 (50% of Part A deductible) Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes
Medigap Plan N Premiums range from $81-$549 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services with some $20 and $50 copays. $0 Hospital (Part A) deductible, $233 Medical (Part B) deductible Skilled nursing facility: Yes Part A deductible: Yes Part B deductible: No Part B excess charges: No Foreign travel emergency: Yes

Areas We Serve in Alabama

Abbeville Medicare Supplement Adamsville Medicare Supplement
Alabaster Medicare Supplement Albertville Medicare Supplement
Alexander City Medicare Supplement Alexandria Medicare Supplement
Aliceville Medicare Supplement Andalusia Medicare Supplement
Anniston Medicare Supplement Arab Medicare Supplement
Argo Medicare Supplement Ashford Medicare Supplement
Ashville Medicare Supplement Athens Medicare Supplement
Atmore Medicare Supplement Attalla Medicare Supplement
Auburn Medicare Supplement Bay Minette Medicare Supplement
Bayou La Batre Medicare Supplement Bessemer Medicare Supplement
Birmingham Medicare Supplement Boaz Medicare Supplement
Brent Medicare Supplement Brewton Medicare Supplement
Bridgeport Medicare Supplement Brighton Medicare Supplement
Brook Highland Medicare Supplement Calera Medicare Supplement
Carlisle Rockledge Medicare Supplement Center Point Medicare Supplement
Centre Medicare Supplement Centreville Medicare Supplement
Chelsea Medicare Supplement Chickasaw Medicare Supplement
Childersburg Medicare Supplement Choccolocco Medicare Supplement
Citronelle Medicare Supplement Clanton Medicare Supplement
Clay Medicare Supplement Clayton Medicare Supplement
Columbiana Medicare Supplement Cordova Medicare Supplement
Cottondale Medicare Supplement Cullman Medicare Supplement
Dadeville Medicare Supplement Daleville Medicare Supplement
Daphne Medicare Supplement Decatur Medicare Supplement
Demopolis Medicare Supplement Dixiana Medicare Supplement
Dothan Medicare Supplement East Brewton Medicare Supplement
East Florence Medicare Supplement Elba Medicare Supplement
Emerald Mountain Medicare Supplement Enterprise Medicare Supplement
Eufaula Medicare Supplement Eutaw Medicare Supplement
Evergreen Medicare Supplement Fairfield Medicare Supplement
Fairhope Medicare Supplement Fayette Medicare Supplement
Florence Medicare Supplement Foley Medicare Supplement
Forestdale Medicare Supplement Fort Payne Medicare Supplement
Fort Rucker Medicare Supplement Fultondale Medicare Supplement
Gadsden Medicare Supplement Gardendale Medicare Supplement
Geneva Medicare Supplement Glencoe Medicare Supplement
Good Hope Medicare Supplement Grand Bay Medicare Supplement
Grayson Valley Medicare Supplement Graysville Medicare Supplement
Greensboro Medicare Supplement Greenville Medicare Supplement
Guin Medicare Supplement Gulf Shores Medicare Supplement
Guntersville Medicare Supplement Haleyville Medicare Supplement
Hamilton Medicare Supplement Hanceville Medicare Supplement
Hartford Medicare Supplement Hartselle Medicare Supplement
Harvest Medicare Supplement Hazel Green Medicare Supplement
Headland Medicare Supplement Heflin Medicare Supplement
Helena Medicare Supplement Henagar Medicare Supplement
Highland Lakes Medicare Supplement Hokes Bluff Medicare Supplement
Holt Medicare Supplement Holtville Medicare Supplement
Homewood Medicare Supplement Hoover Medicare Supplement
Hueytown Medicare Supplement Huguley Medicare Supplement
Huntsville Medicare Supplement Indian Springs Village Medicare Supplement
Irondale Medicare Supplement Jackson Medicare Supplement
Jacksonville Medicare Supplement Jasper Medicare Supplement
Jemison Medicare Supplement Kimberly Medicare Supplement
Kinsey Medicare Supplement Ladonia Medicare Supplement
Lafayette Medicare Supplement La Fayette Medicare Supplement
Lake View Medicare Supplement Lanett Medicare Supplement
Leeds Medicare Supplement Level Plains Medicare Supplement
Lincoln Medicare Supplement Lineville Medicare Supplement
Lipscomb Medicare Supplement Livingston Medicare Supplement
Loxley Medicare Supplement Luverne Medicare Supplement
Madison Medicare Supplement Margaret Medicare Supplement
Marion Medicare Supplement Meadowbrook Medicare Supplement
Meridianville Medicare Supplement Midfield Medicare Supplement
Midland City Medicare Supplement Millbrook Medicare Supplement
Mobile Medicare Supplement Monroeville Medicare Supplement
Montevallo Medicare Supplement Montgomery Medicare Supplement
Moody Medicare Supplement Moores Mill Medicare Supplement
Moulton Medicare Supplement Moundville Medicare Supplement
Mountain Brook Medicare Supplement Mount Olive Medicare Supplement
Muscle Shoals Medicare Supplement New Hope Medicare Supplement
Northport Medicare Supplement Odenville Medicare Supplement
Oneonta Medicare Supplement Opelika Medicare Supplement
Opp Medicare Supplement Orange Beach Medicare Supplement
Oxford Medicare Supplement Ozark Medicare Supplement
Pelham Medicare Supplement Pell City Medicare Supplement
Phenix City Medicare Supplement Piedmont Medicare Supplement
Pike Road Medicare Supplement Pine Level Medicare Supplement
Pinson Medicare Supplement Pleasant Grove Medicare Supplement
Point Clear Medicare Supplement Prattville Medicare Supplement
Priceville Medicare Supplement Prichard Medicare Supplement
Princeton Medicare Supplement Rainbow City Medicare Supplement
Rainsville Medicare Supplement Red Bay Medicare Supplement
Redland Medicare Supplement Riverside Medicare Supplement
Roanoke Medicare Supplement Robertsdale Medicare Supplement
Russellville Medicare Supplement Saks Medicare Supplement
Saraland Medicare Supplement Satsuma Medicare Supplement
Scottsboro Medicare Supplement Selma Medicare Supplement
Selmont West Selmont Medicare Supplement Semmes Medicare Supplement
Sheffield Medicare Supplement Smiths Station Medicare Supplement
Smoke Rise Medicare Supplement Southside Medicare Supplement
Spanish Fort Medicare Supplement Springville Medicare Supplement
Sumiton Medicare Supplement Sylacauga Medicare Supplement
Talladega Medicare Supplement Tallassee Medicare Supplement
Tarrant Medicare Supplement Taylor Medicare Supplement
Theodore Medicare Supplement Thomasville Medicare Supplement
Thorsby Medicare Supplement Tillmans Corner Medicare Supplement
Trinity Medicare Supplement Troy Medicare Supplement
Trussville Medicare Supplement Tuscaloosa Medicare Supplement
Tuscumbia Medicare Supplement Tuskegee Medicare Supplement
Underwood Petersville Medicare Supplement Union Springs Medicare Supplement
Uniontown Medicare Supplement Valley Medicare Supplement
Valley Grande Medicare Supplement Vestavia Hills Medicare Supplement
Vincent Medicare Supplement Warrior Medicare Supplement
Weaver Medicare Supplement West End Cobb Town Medicare Supplement
Wetumpka Medicare Supplement Whitesboro Medicare Supplement
Winfield Medicare Supplement York Medicare Supplement

About Alabama

Alabama is a southeastern U.S. state that s home to significant landmarks from the American Civil Rights Movement. The city of Birmingham's 16th Street Baptist Church, now a museum, was a protest headquarters in the 1960s. Martin Luther King, Jr.'s church and the Rosa Parks Museum, dedicated to the activist, can be found in the capital of Montgomery.

AL State Page

Alabama State Page: Information about different types of services and programs in the city of Alabama

Alabama Map

 
 

Things To Do

Things To Do in Alabama